build.bvmcontracting.com

Category: New Home Construction

  • The Perfect Home Build Doesn’t Exist

    The Perfect Home Build Doesn’t Exist

    Why perfection is a myth in residential construction

    Most homeowners start their construction journey with a fantasy. They imagine flawless execution, zero surprises, and seamless progress from groundbreaking to move-in day.

    This fantasy will cost them money, time, and sanity.

    Here’s what actually happens: 91% of construction projects experience delays. Only 25% finish within 10% of their original timeline.

    The numbers don’t lie. Perfect builds don’t exist.

    But here’s where most people get it wrong. They think the goal should be finding a builder who avoids problems.

    The real goal is finding a builder who solves them brilliantly.

    When Reality Hits Your Foundation

    We recently worked on a home addition project in East York. The plan was straightforward: build the rear extension on helical piles.

    One week into the project, we discovered the soil conditions couldn’t support the load. The piles wouldn’t work.

    Most contractors would panic. Some would push forward anyway and hope for the best. Others would disappear entirely.

    We did something different.

    Within 48 hours, we had a complete alternative plan. We pivoted to a traditional foundation system that could handle the weight. We presented the client with clear pricing, explained exactly why the change was necessary, and implemented the solution.

    The result? A $10,000 cost increase that the client accepted without hesitation.

    Why? Because we had built trust through transparent communication before the crisis hit.

    The Problem-Solving Advantage

    Every challenge we encounter makes us more valuable to future clients. Each problem we solve adds to our database of real-world solutions.

    When we sit down with new clients during pre-construction, we can anticipate issues that other builders miss entirely. We have those difficult conversations upfront that most contractors avoid.

    We talk about buildability concerns. We identify design choices that will unnecessarily inflate costs. We question structural plans when engineering firms overdesign solutions.

    Recently, we saved a client tens of thousands of dollars by simply questioning an overly complex steel beam specification. The engineering firm had overengineered the structural setup.

    Most builders would have built what was on the plans and collected their fee. We saw an opportunity to add value.

    Why Clients Choose Honest Builders

    When we explained to our East York client that the helical piles wouldn’t work, we didn’t sugarcoat the situation. We said exactly this:

    “The piles can’t hold the weight of your extension. We won’t move forward with something that compromises your home’s structural integrity. Here’s our alternative plan and exactly what it will cost.”

    The conversation took 20 minutes. The client approved the change immediately.

    This happens because we approach every challenge matter-of-factly and always have a solution ready.

    Poor planning causes 31.4% of construction delays. Most contractors fail to properly consider project scope, budget, timeline, and resources from the start.

    We built our entire pre-construction process around preventing these failures.

    The Trust Factor

    Trust isn’t built when everything goes perfectly. Trust is built when things go wrong and your builder handles them expertly.

    Our family-owned approach means we oversee every project. When challenges arise, clients aren’t dealing with a faceless corporation or an overwhelmed project manager.

    They’re working with someone who has solved similar problems hundreds of times before.

    The best builders aren’t the ones who promise perfection. They’re the ones who deliver excellence despite inevitable imperfections.

    Redefining Construction Excellence

    We’ve shifted how we talk about our work. Instead of promising flawless execution, we promise expert problem-solving.

    Instead of hiding our past challenges, we use them as proof of our capabilities.

    Instead of avoiding difficult conversations, we initiate them during pre-construction to build trust before it’s tested.

    This approach has created something remarkable: clients who actually get excited when challenges arise because they know we’ll turn them into opportunities.

    The construction industry is filled with horror stories because too many builders make promises they can’t keep. They paint rosy pictures that reality quickly destroys.

    We do the opposite. We prepare clients for construction realities while demonstrating our ability to handle whatever comes up.

    The result? Projects that exceed expectations not because they’re perfect, but because they’re expertly managed from start to finish.

    Perfect builds are a myth. Perfect builders don’t exist either.

    But builders who turn inevitable challenges into competitive advantages? Those are the ones worth waiting for.

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations (kitchen renovations, bathroom renovations, basement renovations, full interior renovations, home additions, lot severances, new home construction, multi-unit renovations, garden suite construction, and laneway suite construction). Our goal is to help guide our clients through the process of renovating their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations and home building projects in Toronto, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.

  • A Summary of Toronto’s New Divisive Sixplex Plans

    A Summary of Toronto’s New Divisive Sixplex Plans

    6ixplexes in The 6ix?! Here is what you need to know.

    Toronto just split itself in half over housing density.

    Nine wards said yes to sixplexes. The rest said no. This creates something we’ve never seen before in Canadian housing policy: a real-world laboratory where identical neighborhoods will develop completely differently based on political decisions made in council chambers.

    We build multi-unit housing across Toronto’s different wards. We see the construction reality behind the political rhetoric.

    The divide tells a story that goes far deeper than zoning amendments.

    The Real Reason Behind the Split in votes for sixplexes in toronto

    There are neighborhoods welcoming density and neighborhoods fighting tooth and nail to keep their current levels. The resistance comes from areas trying to prevent the “wrong” demographics from entering neighborhoods known to be exclusive or with higher costs of entry.

    Take Rosedale as an example.

    These highly exclusive neighborhoods have created oversight bodies that essentially approve or reject development proposals under the guise of being considered a historical area of Toronto. To be clear, this is separate from the Committee of Adjustment. These neighborhoods maintain such a firm grip on what projects are “right” for the area that they very likely won’t see any uptick in multi-unit developments.

    We understand why neighborhood character matters. But there’s something significant about how this affects the city’s ability to add new housing overall.

    The nine adopting wards represent some of Toronto’s most-established urban areas:

    1. Parkdale-High Park

    2. Davenport

    3. Spadina-Fort York

    4. University-Rosedale (less Rosedale, more the rest of the Ward)

    5. Toronto-St. Paul’s

    6. Toronto Centre,

    7. Toronto-Danforth

    8. Beaches-East York

    9. Scarborough North (which was already set-up with the sixplex pilot project).

    The Mathematics of Sixplex Development

    The financial calculation between fourplexes and sixplexes is straightforward when you break it down.

    With a fourplex, you’re looking at larger units. Maybe 800-1000 square feet each. These rent for higher amounts but to fewer tenants.

    With a sixplex, you’re typically looking at smaller units. Maybe 600-700 square feet. But you have two additional rental streams.

    From a cash flow perspective, six smaller units almost always outperform four larger ones. This is especially true in Toronto’s rental market, where even small units command premium rents.

    There are more economies of scale you can access by building those two additional units. We believe those two additional units will be the difference between projects getting the green light or not.

    But here’s where the policy reality hits construction economics.

    Since the citywide fourplex allowance in 2023, construction has been completed on only 108 multiplexes. That reveals a significant gap between policy and actual construction activity.

    The barrier isn’t zoning permission. It’s economics.

    The Hidden Construction Costs of sixplexes

    Beyond zoning approval, sixplex applications will likely almost always need to go to Committee of Adjustment, unless you have a larger property and go with smaller units. Applications seldom get through Toronto Zoning Review without triggering variances, especially if the goal is to maximize unit sizes.

    The process is lengthy. You need a good team on the design, planning, and construction sides to guide you through.

    But the largest challenge for these multi-unit development projects involves properly setting up utilities: electrical, gas, and water.

    With these larger multi-unit buildings, you have additional electrical requirements and gas load. Water line sizes need to increase beyond what residential neighborhoods typically handle.

    These sites incur larger costs to upgrade hydro lines from 200 amps to 400 amps. Water lines go from ½ inch-1 inch to at least 1.5 inch. You will also want and need separate gas meters.

    This all costs money. It’s not cheap to do, especially on residentially-zoned sites.

    Another important factor is development charges. As of right now you will get dinged with development charges for anything over a fourplex, but that is likely soon to change with a new motion to waive development charges for sixplex projects throughout Toronto.

    Infrastructure Winners and Losers

    Not all nine adopting wards are positioned equally for sixplex development.

    Ward 14 (Toronto-Danforth) and Ward 19 (Beaches-East York) stand out as the best positioned.

    They have existing commercial and residential high-rise projects ongoing. They’re well-equipped to handle the additional load of these low-rise density projects.

    The other seven adopting wards will face more infrastructure bottlenecks. Residential neighborhoods that weren’t built for this kind of utility demand will need more extensive upgrades.

    This creates a development hierarchy within the adopting wards themselves.

    The Federal Funding Stakes

    Toronto’s compromise approach puts federal funding at risk. The previous housing minister warned that any deviation from citywide sixplex policy would result in 25 percent less federal funding. That’s approximately $30 million of the total $118 million Ottawa pledged annually through the Housing Accelerator Fund.

    The new housing minister hasn’t indicated whether he’ll follow his predecessor’s position. This creates uncertainty about whether Toronto will face funding penalties for partial implementation.

    The stakes are massive: Toronto’s $471 million in Housing Accelerator Fund allocation was supposed to create 11,780 additional homes over three years.

    Market Implications for Property Owners

    This ward-by-ward implementation creates immediate opportunities for early adopters.

    There’s pent-up demand for family-sized, moderately-priced rentals in walkable city neighborhoods. Early projects can capture this rental demand with relatively little competition from similar new buildings.

    Being an early adopter means you can potentially secure properties at prices that don’t yet fully reflect sixplex potential. As the market realizes certain lots can host six units and generate much higher rental income, land values in those zones will increase.

    Property owners in the seven non-adopting wards face a different reality. As adopting wards increase housing supply, development pressure and investment will concentrate in those areas.

    This creates a natural experiment in urban development. Outcomes in the nine adopting wards will determine future expansion.

    What Smart Property Owners Should Know

    We help property owners navigate these zoning changes through our comprehensive pre-construction services.

    Our database of past projects shows which properties have the best potential for multi-unit development. We analyze zoning requirements, infrastructure capacity, and construction costs before you commit to the design process.

    The key is understanding that zoning permission is just the first step. The real work involves Committee of Adjustment applications, utility upgrades, and managing construction costs that can quickly escalate.

    Toronto’s sixplex experiment represents the future of housing policy in Canadian cities. Other municipalities facing similar housing pressures are watching these results closely.

    The ward-by-ward approach allows for data collection and adjustment before potential wider adoption. Success metrics will include housing unit creation rates, affordability impacts, and infrastructure adequacy.

    We’re positioned to help property owners and investors maximize their opportunities in this changing regulatory environment. Our transparent approach provides the realistic cost analysis you need to make informed decisions about multi-unit development projects.

    The experiment has begun. The results will reshape Toronto’s housing future.

    About BVM Contracting

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations (kitchen renovations, bathroom renovations, basement renovations, full interior renovations, home additions, lot severances, new home construction, multi-unit renovations, garden suite construction, and laneway suite construction). Our goal is to help guide our clients through the process of renovating their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations and home building projects in Toronto, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.

  • Looking For “Renovation-Gone-Wrong” Stories

    Looking For “Renovation-Gone-Wrong” Stories

    We are asking for vulnerability and honesty to help reshape the residential construction industry

    Most contractors run from industry horror stories. We’re asking you to share yours.

    This might sound backwards. Why would a construction company actively collect tales of renovation disasters?

    Because we believe those stories contain the most valuable data in our industry.

    The Warning Signs You May have Missed (or supressed)

    Every renovation nightmare starts the same way. A homeowner meets a contractor who tells them exactly what they want to hear.

    The budget fits perfectly. The timeline sounds reasonable. Everything feels possible.

    Then reality hits. 78% of homeowners go over budget on their projects, with many exceeding their original budget by $10,000 or more.

    We’ve spoken with people who’ve been burned. The pattern is always the same.

    The contractor asked for large deposits before work started. They stayed vague about construction timelines. No proper payment schedule existed. The contract looked like it was written on a napkin.

    Most telling? They never showed ongoing project sites.

    The Psychology of Hope and Desperation

    Financial pressure drives most bad contractor decisions. But there’s something deeper happening.

    Homeowners know they’re taking a risk when they choose the lowest bid. They do it anyway, hoping for a good outcome.

    That word matters. Hope.

    Hope makes people ignore their gut instincts. It makes them choose contractors who promise impossible budgets and unrealistic timelines.

    The construction industry thrives on this psychology. One in 10 Americans falls victim to contractor scams, losing an average of $2,426 each.

    We see this differently. Instead of exploiting hope, we want to arm you with data.

    Why We Tell Hard Truths

    When potential clients come to us with unrealistic budgets, we tell them the truth. Even if it means losing the job.

    This goes against basic sales psychology. People want to hear yes. They want contractors who agree with their vision and their budget.

    But agreeing with unrealistic expectations creates disasters.

    We’d rather disappoint you upfront than string you along with false promises. Most people appreciate this transparency once they understand the stakes.

    Some don’t. They choose the contractor who tells them their $50,000 budget will work for a $100,000 project.

    Those projects rarely end well. Do you think these contractors have the magic bullet that halves a project’s costs? Maybe they are a unicorn that has somehow reduced their operational expenses to zero?

    What We’re Looking For

    We want to hear about your renovation disasters. Personal experiences. Stories from friends and family. Any problematic renovation or home building project.

    We’re particularly interested in the early warning signs you missed. The red flags that seemed obvious in hindsight but weren’t clear at the time.

    What did the contractor say that should have worried you? How did they make you feel during those first meetings? What promises did they make that they couldn’t keep?

    Your gut probably told you something was wrong. We want to know what it was saying and why you ignored it.

    Building a Comprehensive Guide

    Every story you share becomes data. We’ll analyze these experiences to identify patterns and create a comprehensive guide for future homeowners.

    This isn’t about shaming anyone for their choices. It’s about understanding the tendencies of companies that create renovation nightmares.

    Data is powerful. When we can show homeowners exactly what warning signs to watch for, they make better decisions.

    Your painful experience becomes protective guidance for others.

    Why This Matters Now

    The residential construction industry is riddled with misinformation and poor guidance. Too many contractors take advantage of homeowners who don’t know what questions to ask.

    We’re building something different. A resource that transforms negative experiences into preventative education.

    When you share your story, you’re helping create a knowledge base that separates trustworthy contractors from problematic ones.

    You’re also helping us understand what drives people to make risky contractor choices despite their better judgment.

    How to Share Your Story

    Reach out to us with your renovation horror story. Include as much detail as you’re comfortable sharing.

    Tell us about the contractor’s behavior, their promises, and where things went wrong. Describe the warning signs you wish you’d recognized earlier.

    If you’re sharing someone else’s experience, we want to hear that too. Secondhand accounts often reveal patterns that individual experiences miss.

    Your story matters. It could prevent someone else from making the same costly mistakes.

    Together, we can build a comprehensive guide that helps homeowners avoid the contractors who create renovation nightmares and find the ones who deliver on their promises.

    Renovation disasters often cost tens of thousands of dollars. Sometimes hundreds of thousands.

    Your story could save someone from that financial devastation.

    About BVM Contracting

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations (kitchen renovations, bathroom renovations, basement renovations, full interior renovations, home additions, lot severances, new home construction, multi-unit renovations, garden suite construction, and laneway suite construction). Our goal is to help guide our clients through the process of renovating their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations and home building projects in Toronto, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.

  • Here’s Why Accessory Dwellings Units Beat Condos Every Time

    The simple economics between Accessory dwelling units versus condos in toronto

    We tell families this all the time: you can build a way nicer garden suite for $500,000 than buying a $500,000 condo.

    Most people think we’re crazy until they see the numbers.

    A $500,000 garden suite gets you 800-1000 square feet with an actual backyard. A $500,000 condo gets you cramped space, a tiny balcony, and amenities that break down constantly.

    The space difference alone should end the debate. But the real story is in the economics that most families never calculate.

    The Condo Fee Trap

    Here’s what families discover too late: condo fees completely defeat the purpose of buying a condo as an asset.

    A 700-square-foot condo in Toronto carries maintenance fees between $420 and $700 monthly. Add $300 in property taxes, and you’re looking at $3,570 monthly (including mortgage payments) before any fee increases.

    Those fees never go down. Ever.

    We’re seeing aging condos with additional maintenance costs driving fees even higher. When 69% of condo corporations lack adequate reserve funds for major repairs, fee hikes become inevitable.

    Garden suites have zero maintenance fees. Your family member pays you directly, and those payments help subsidize your existing property expenses like taxes, water, and electricity.

    The existing property’s expenses get shared between more people. The garden suite actually makes your main home more affordable to operate.

    The HELOC Strategy Changes Everything

    Most families think in terms of mortgages and down payments. We think differently.

    Instead of your family member taking on a $500,000 mortgage with massive interest payments, use a Home Equity Line of Credit on your existing property. You become the bank.

    Your family member pays down your line of credit instead of paying a mortgage company. No huge down payment required. No mortgage qualification stress.

    Recent rate cuts dropped HELOC rates from 7.70% to 5.45% for Prime + 0.50% arrangements. The financing environment has never been better for this strategy.

    You’re building an income-producing asset that increases your property value while solving your family’s housing crisis.

    The math is simple: leverage your property’s equity and backyard instead of watching your family member throw money at interest payments and condo fees.

    Proximity Without Invasion

    Multi-generational living is exploding in Toronto. A quarter of all adults ages 25 to 34 now live in multigenerational situations, primarily due to financial pressures.

    Garden suites solve the proximity problem perfectly. Close enough to share resources and support each other. Far enough to maintain independence and privacy.

    Your family member gets their own space with a backyard instead of a balcony. You get rental income that helps with your property expenses. Everyone wins.

    Compare this to helping them buy a condo across the city. Same money, worse living conditions, and no shared economic benefit.

    The New Build Advantage

    Families worry about maintenance responsibility with garden suites. “At least with a condo, if something breaks, it’s not my problem.”

    This thinking misses the new build advantage.

    Garden suites come with all new building materials and warranties from reputable builders. Any issues get handled by the collective living on the property plus the builder who constructed it.

    Contrast this with aging condos where maintenance issues become everyone’s problem through rising fees. You’re paying for other people’s maintenance problems whether you want to or not.

    With a garden suite, you control the maintenance timeline and costs. No surprise special assessments. No waiting for condo board decisions.

    The Economics Are Undeniable

    Let’s break down the real comparison:

    Condo route: $500,000 purchase price, $100,000 down payment, $400,000 mortgage, $600 monthly fees, $300 monthly taxes, plus interest payments that dwarf the principal for years.

    Garden suite route: $500,000 construction cost, HELOC financing, no condo fees, shared property expenses, immediate equity building in your property.

    The garden suite creates an asset that benefits your entire family’s wealth-building. The condo creates a monthly expense that benefits your mortgage company and condo corporation.

    We’ve built our reputation on providing families with honest, educational guidance about their construction options. This comparison isn’t even close.

    Implementation Strategy

    The process starts with evaluating your property’s potential and your family’s financing capacity.

    We recommend getting your finances evaluated by a mortgage lender to understand your HELOC options. Most families can borrow up to 65% of their home’s value through a HELOC.

    Next comes property analysis. Not every backyard works for every garden suite design, but Toronto’s zoning changes have opened up possibilities that didn’t exist five years ago.

    The federal government’s Multigenerational Home Renovation Tax Credit provides a 15% tax credit up to $50,000 in qualifying renovations. That’s potentially $7,500 back in your pocket.

    Working with the right builder matters more for garden suites than almost any other construction project. This affects multiple generations living on the same property. You need someone with specific experience in multi-generational projects.

    The Family Wealth Decision

    Toronto’s housing crisis has created an opportunity for families willing to think differently about wealth building.

    The traditional path pushes young adults into overpriced condos with endless fees and interest payments. The smarter path leverages existing family assets to create better living situations and shared economic benefits.

    Garden suites represent a fundamental shift in how families can approach multi-generational wealth building. Instead of everyone struggling separately, you’re creating a system where everyone benefits.

    We’ve seen this work repeatedly for families across Toronto. The economics favor garden suites in every scenario we’ve analyzed.

    The question isn’t whether garden suites beat condos financially. The question is whether your family is ready to make the smarter choice.

    If you’re considering a garden suite for a family member on your Toronto property, we’d love to show you exactly how the numbers work for your specific situation.

    About BVM COntracting

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations and custom home builds (full interior renovations, home additions, lot severances, new home construction, and laneway suites). Our goal is to help guide our clients through the process of building their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.

  • Understanding the Stratification Process For Residential Properties in Toronto

    Understanding the Stratification Process For Residential Properties in Toronto

    Understanding the Stratification Process For Residential Properties in Toronto

    Transforming a property into multiple condominium units, also known as stratification, can be an excellent way for homeowners in Toronto to maximize their property’s value and create separate, sellable units. It is entirely possible to do this, just take a look below at a property that sold 4 separate units earlier in 2024.

    As exciting as the idea is, stratifying a residentially zoned property involves a series of intricate steps. It requires the coordination of various stakeholders, including Lawyers, Property Management Teams, Surveyors, a General Contractor, and even an architectural partner. Each of these professionals plays a critical role in ensuring the legal, financial, and structural aspects of the stratification are handled properly.

    In this comprehensive guide, we will outline the detailed process of stratifying a residential property in Toronto, covering everything from the minimum requirements and associated costs to establishing a condo corporation and understanding condo agreements. By the end, homeowners and real estate investors will have a clear understanding of the complexities and potential benefits of this transformative process.

    Stratification is the process of converting a property into multiple self-contained units, otherwise known as condominiums. Stratification is most often used for very large condo developments that we see all over Toronto, but it is entirely possible to create a smaller condo on a residential property! Stratification allows homeowners and real estate investors to create separate, legally recognized units that can be sold individually. This is a viable alternative to creating a self-contained dwelling unit for rental, but there is a more complicated process involved that we go into detail in this article.

    The process involves a review of the property’s layout, zoning regulations, and structural integrity. Critical stakeholders in this undertaking include Lawyers, who ensure compliance with legal requirements; property management teams, who handle operational aspects; Surveyors, who provide precise property measurements and boundaries; Architectural Partners, who create the necessary designs to allow for an existing or new building to house separate units; General Contractors, who are tasked with managing the construction of the proposed designs to get the new units created and code-compliant; and your local utilities and municipality, who will be needed to ensure that each of the units are serviced separately and can act as a standalone property.

    This collaborative approach ensures that each unit meets the necessary standards for living space, safety, and marketability. Stratification not only has the potential to increase property value but it also addresses the growing demand for diverse low-rise housing options in Toronto. Homeowners and real estate investors alike can potentially benefit from additional income by selling or renting out individual units, thereby optimizing the use and value of their residential property.

    Stratifying a residential property in Toronto presents several advantages for homeowners and real estate investors. Firstly, it maximizes property value by transforming a single dwelling into multiple revenue-generating units. This diversification allows owners to sell or lease individual condos, tapping into different market segments and potentially increasing cash flow and profit.

    Stratification meets the growing demand for flexible housing solutions within urban areas, addressing a City like Toronto’s housing shortages by creating more living spaces on existing plots. The added bonus is that you are creating lower-barrier ownership opportunities for more people who might be priced out of living in certain neighbourhoods.

    Additionally, stratification enables owners to benefit from property appreciation and increased marketability. The process of creating separate units can also lead to tax advantages, as each unit may be assessed individually and lower the per-unit property tax amount. Lastly, by establishing a condo corporation, owners can ensure the ongoing management and maintenance of the property, preserving its value and appeal over time. This structured approach to property division offers financial and strategic benefits, making it an appealing option for those looking to capitalize on their residential assets.

    The stratification process begins with a thorough assessment of the property’s suitability for conversion. This includes evaluating zoning regulations, structural integrity, and potential market demand. This is a step that BVM Contracting completes with all of our multi-unit clients and can walk you through the zoning constraints for your property, potential options for utilizing the existing structure (versus a new home build), and can work closely with one of our real estate agent partners to help evaluate which bedroom/bathroom configuration will give you the best return on investment. At this point we also include one of our architectural partners that can help verify zoning constraints and provide pricing for the design and permitting of the proposed work.

    Next, once it is determined that what you want to build is feasible from a zoning, structural, and financial perspective, homeowners must engage with an experience real estate lawyer to navigate legal requirements, obtain necessary approvals, and compile the correct documentation to create a legal condo/strata. Surveyors play a crucial role by defining property boundaries and preparing detailed site plans.

    Once legalities are in place, the physical conversion begins. This involves designing and constructing separate units, ensuring compliance with building codes, and possibly upgrading/separating utilities to support multiple dwellings. During this phase (but ideally even before construction begins), a property management team should be consulted to establish operational frameworks for the new condominium corporation that will help create the operating budget and maintenance fees that will be associated with owning one of the condo units.

    The final steps include registering the stratified units with the city where the property is located and establishing the condo corporation, which manages maintenance and communal responsibilities. Throughout these stages, clear communication and coordinated efforts among all stakeholders ensure a smooth transition from a single dwelling to a multi-unit property, ultimately maximizing the property’s potential and value.

    Lawyers are indispensable in the stratification process, guiding property owners through the legal landscape to ensure compliance with municipal bylaws and provincial regulations. Their primary role is to facilitate the legal conversion of a single dwelling into multiple condominium units, which involves drafting and reviewing necessary legal documents.

    Lawyers ensure that all aspects of property division comply with zoning laws and building codes. They assist in obtaining necessary approvals and permits from local authorities, which is essential for the legal recognition of the new units. Moreover, they play a critical role in establishing the condominium corporation, outlining the rights and responsibilities of individual unit owners, and ensuring that governance structures are in place.

    Additionally, lawyers provide guidance on potential liabilities and help mitigate risks by ensuring that all legal obligations are met. Their expertise is crucial in avoiding costly legal disputes and ensuring a smooth transition throughout the stratification and ownership transfer process.

    The property management team plays a pivotal role in the stratification process by overseeing the operational aspects of the newly created condominium units. Their responsibilities include managing and budgeting the maintenance on-site, and ensuring that all units and common areas are maintained to high standards. This includes coordinating maintenance services, handling tenant inquiries, and overseeing repairs and improvements.

    Additionally, the property management team assists in establishing the condo corporation by helping to prepare budgets, set maintenance fees, and organize meetings for unit owners. They ensure that the building complies with safety regulations and municipal codes, and they facilitate communication between unit owners and the board of directors (which for a smaller strata are usually the same people)

    Their expertise in managing condo properties allows them to implement effective management strategies that enhance the living experience for residents while maintaining the property’s value. By handling these administrative and operational tasks, the property management team provides a seamless transition from a single dwelling to a multi-unit residential property.

    Surveyors are integral to the stratification process, providing precise measurements and assessments that form the foundation for successful property conversion. Their primary role is to delineate the property boundaries accurately, which is crucial for legal compliance and avoiding future disputes with neighbors. Surveyors prepare detailed site plans that reflect the existing layout and proposed changes, ensuring that the property meets zoning regulations and building codes.

    Moreover, surveyors assess the topography and structural aspects of the property, identifying any potential issues that might affect the stratification process. Their expertise helps in planning the division of the property into separate units, taking into account access, utility lines, and shared spaces.

    The accuracy of a surveyor’s work ensures that all subsequent legal documents, such as deeds and condominium plans, are based on reliable data. This accuracy is crucial for obtaining necessary permits and approvals from municipal authorities, ultimately facilitating a smooth transition from a single dwelling to a multi-unit residence.

    The role of your architectural partner is to take the zoning constraints of your property and maximize the layout of all of the allowable units on the property? Can your property allow for 4 units plus a garden suite? Or will you only be able to complete a fourplex or triplex? The architectural designer will review the zoning by-laws and the building code constraints to create a set of drawings that will be approved by the City and can be constructed as cost-effectively as possible (with your General Contractor’s feedback of course).

    Since the General Contractor’s services are going to make up the largest chunk of your investment in this project, it is important to create a true partnership with the company that will be helping you develop the property into separate dwelling units. It will be very important to get the General Contractor involved as early on in the process as possible because they will be able to give you the costing numbers you need and the building advice to ensure that you are not overspending and are getting the most value out of the construction of the new dwellings. Just remember that going with the cheapest quote is definitely not the right way to go about it, you usually get what you pay for and instead of dealing with delays, overspending, extras, and a poorly managed project just pay a bit of a premium and get it done right. This type of project is way too big to nickel and dime, save that for your smaller purchases that you can get away with cheaping out on.

    The marketability of the individual units will come down to a lot of factors, and have separate utilities is one of them. If you are able to separate the electrical, water, and natural gas (if applicable) for each of the units you are going to be able to create a completely individualized offering for each suite, so each unit holder can feel like they are paying for the other’s long showers. This does come at a premium but it is entirely worth the upfront cost and will allow you to create the most marketable units possible.

    Creating a condominium from a residential property in Toronto involves meeting specific minimum requirements to ensure compliance with local regulations. Firstly, the property must be zoned appropriately to allow for multi-unit residential development. Zoning bylaws dictate the number of units permitted on a property, and compliance is crucial to avoid legal complications.

    The property must also meet building code standards, which include specifications for safety, accessibility, and fire regulations. Each unit must be self-contained, with its own kitchen, bathroom, and sleeping area, ensuring it is habitable and marketable.

    Financially, establishing a condominium corporation is necessary. This involves drafting a declaration and bylaws, setting up a reserve fund for ongoing maintenance, and electing a board of directors to manage the corporation’s affairs.

    Finally, legal documentation, including a survey plan and building plans, must be submitted for municipal approval. Meeting these requirements ensures a legal framework for selling or leasing individual condominium units on a residential property.

    Stratifying a home into multiple condominium units involves several costs that homeowners need to consider. Initial expenses include legal fees for drafting the necessary documentation and obtaining municipal approvals. Engaging a property surveyor to provide accurate site plans is another essential expenditure. These professionals ensure compliance with zoning regulations and help avoid costly legal pitfalls.

    Construction costs for remodeling or building the property into separate units can vary significantly based on the scale of work required. This includes updating infrastructure to meet building codes and installing additional utilities to accommodate multiple dwellings.

    Additionally, there are costs associated with establishing a condominium corporation, such as setting up a reserve fund and insurance. Fees for property management services might also be necessary for ongoing maintenance and operations.

    Overall, while stratification can increase property value and generate income, it requires a substantial financial investment upfront. Careful budgeting and consultation with experts are crucial to managing these costs effectively. The upfront soft costs for retaining the right legal/property manager/surveyor team for successfully stratifying a property will be somewhere in the region of $150,000, but will change from project to project.

    Creating a condo corporation is a pivotal step in the process of stratifying a residential property. This legal entity is responsible for managing the common elements of the condominium, such as hallways, lobbies, and shared amenities. Establishing a condo corporation begins with the preparation of a declaration and bylaws, which outline the rules and regulations governing the property.

    The declaration specifies the division of ownership between individual units and common areas, while the bylaws detail the operational framework, including maintenance responsibilities and governance procedures. Once drafted, these documents must be registered with the local land registry office.

    The condo corporation also requires a board of directors, typically elected from among the unit owners. This board oversees the day-to-day management, including financial planning, maintenance, and dispute resolution. Usually for condo corporations as small as the ones that can fit on a residential property every unit holder is on the board, which means that it is important to have and maintain good relationships with all of your fellow condo owners!

    Setting up reserve funds is also a crucial element for covering future repairs and unforeseen expenses. Overall, the creation of a condo corporation ensures the organized management and sustainability of the stratified property.

    Yes, selling separate units on a residential property is possible through the process of stratification. This involves converting a single-family home into multiple condominium units that are individually owned and can be sold separately. However, several steps must be followed to ensure the process is legal. Firstly, the property must comply with local zoning laws, which dictate how many units can be created on a single lot.

    Once zoning compliance is confirmed, homeowners must establish a condo corporation. This requires drafting legal documents, such as a declaration, bylaws, and a description of the property division between units and common areas. Upon successful registration, each unit becomes a separate legal entity with its own title, enabling it to be sold independently.

    Selling individual units can maximize the property’s value and offer flexibility in real estate investment strategies, catering to different buyer needs within Toronto’s competitive housing market.

    To create a strata on residential property, a minimum of three condominium units is typically required. This allows for the establishment of a condo corporation, which is responsible for managing shared aspects of the property. The number of permissible units is largely governed by local zoning bylaws, which vary by region within Toronto. These bylaws dictate the density and type of housing that can be developed on a property, impacting the number of units you can legally create.

    Moreover, each unit must meet building code requirements, including separate entrances, kitchens, bathrooms, and living spaces, to be considered habitable and saleable. The creation of these units involves complex legal, financial, and construction considerations, necessitating the involvement of professionals like lawyers and surveyors.

    Understanding these minimum requirements is crucial for homeowners aiming to maximize their property’s potential by legally selling or leasing individual units, thereby tapping into Toronto’s growing demand for diverse housing options.

    Creating a separate apartment within your residential property and selling it as an independent unit is possible, but it involves several steps to ensure legality and compliance. The process typically requires converting the space into a condominium unit through stratification. This means each apartment must have its own kitchen, bathroom, and living area, meeting all building code standards.

    Following the steps above is crucial for legalizing the unit as a saleable entity. Working with legal professionals, surveyors, and property management experts (along with working with a competent architectural partner and General Contracting company) can streamline this process, helping navigate the complexities involved and reduce risk. Successfully converting and selling a separate apartment can unlock substantial property value and cater to Toronto’s diverse housing demands but the project needs to be evaluated with caution as there is a huge upfront investment.

    #1 – 319 Mortimer Avenue – (1,406 sq. ft. – main building)

    This unit was listed for $999,000 and I am assuming that it sold for around that amount (couldn’t find the sale details).

    #2 – 319 Mortimer Avenue – (501 sq. ft. – main building)

    This unit is the basement unit and sold for $375,000.

    #3 – 319 Mortimer Avenue – (1,895 sq. ft. – main building)

    This unit sold for $1,200,000 and is the upper unit of the triplex main building. It is the largest of the three units.

    #4 – 319 Mortimer – 1,286 sq. ft. Garden Suite

    This standalone garden suite unit sold for $1,100,000.

    Key Takeaways from this Property Development and Sale

    1. The total revenue from the units (assuming suite 1 sold for $999,000) was $3,674,000 (this is before lawyer’s fees, real estate transaction fees, etc.). Let’s say the take-home revenue was $3,450,000 after transaction fees.

    2. The construction costs for building something like this (if we built it) would be somewhere in the region of $1,900,000 to $2,100,000 (inclusive of taxes, finishes, and utility upgrades). Again this will change from builder to builder but this gives you an idea of the relative construction costs for a project like this.

    3. In talking with a real estate lawyer well-versed in these types of transactions, they estimate the cost of creating the condominium corporation and coordinating between the property management team and surveyor will cost around $150,000 in soft costs.

    4. Depending on who you work for on the design side the design and permitting costs can vary widely, but if you used one of our permit designers you would expect to pay around $20,000-$30,000, not including the permit fees (but they can pretty easily be estimated when you get the design work quoted, likely wouldn’t be more than $10,000).

    So in summary, the input costs are $1,900,000 to $2,100,000 for construction/utilities, $150,000 for lawyers/surveyors/property management services, and design/permit fees of $30,000-$40,000. This brings the total cost of this project to $2,080,000 to $2,290,000. If you do the math between the costs and the revenue generated from the sale of the 4 separate units you get a profit of somewhere between $1,160,000 to $1,370,000. The only other item that I can think of that wasn’t accounted for is the purchase price of the property. If the property was purchased (versus being developed as an already owned property) the profit numbers would likely dip down to a couple hundred thousand dollars (which would not be worth it in my opinion).

    This project also begs the question, could the entire property have sold for the same amount? I don’t think that matters, because what splitting up this property did is it allowed for a lower barrier to entry into a completely new home. Not many people can afford a 3 million dollar + property, but many people can afford a property around 1 million dollars. The point we are trying to make is that there is an incentive to split the units up because you get a larger pool of potential buyers for each.

    P.S. if you developed this property, let me know how close I am in my cost estimates!

    Stratifying a residential property offers numerous potential benefits for homeowners and real estate investors. One of the foremost advantages is the ability to increase property value by converting a single dwelling into multiple, marketable units. This transformation not only enhances the property’s appeal to potential buyers but also allows owners to generate additional income through sales or rentals.

    Moreover, stratification enables property owners to better utilize their land, particularly in urban areas like Toronto, where space is at a premium. By creating more housing units, homeowners can contribute to alleviating the city’s housing shortage while maximizing their investment.

    Additionally, stratification allows for greater flexibility in real estate strategies, offering the opportunity to diversify income streams. It also potentially leads to tax advantages, as separate units can be assessed individually. Overall, stratification represents a strategic approach to property management and investment, aligning with the evolving demands of Toronto’s dynamic housing market.

    Making informed decisions is crucial when considering the stratification of a residential property. Homeowners must evaluate the feasibility of such a project, taking into account zoning regulations, construction costs, and potential market demand. Engaging with legal, financial, and real estate professionals is essential to navigate the complexities of the process and ensure compliance with all regulatory requirements.

    Conducting a thorough financial analysis will help determine the expected return on investment. This should include a detailed budget that considers initial construction and legal costs, ongoing maintenance, and potential income from unit sales or rentals.

    Furthermore, understanding the local real estate market and demand for multi-unit properties in Toronto is vital. This insight can guide decisions regarding unit design, pricing, and marketing strategy.

    By carefully assessing these factors and seeking expert guidance, homeowners can make strategic decisions that align with their financial goals and contribute to the successful transformation of their property into a profitable multi-unit residential development.

    Consulting with industry experts is a vital step when planning to stratify a residential property in Toronto. Professionals such as real estate lawyers, surveyors, and property management consultants provide essential insights and guidance throughout the process. Their expertise ensures that all legal and regulatory requirements are met, helping to avoid potential pitfalls and delays.

    Real estate lawyers play a crucial role in drafting necessary documents and facilitating approvals, while surveyors provide accurate property assessments and site plans. Property management teams offer valuable advice on operational aspects and help establish effective management practices for the newly created condo corporation.

    Additionally, consulting with financial advisors can aid in understanding the economic implications of stratification, ensuring that the project aligns with financial goals and maximizes return on investment. By engaging with these experts, homeowners can make informed decisions and navigate the complex stratification process with confidence, ultimately achieving a successful transformation of their property.

    BVM Contracting can help evaluate whether or not your property is a good candidate for creating a multi-unit development, and can help you future-proof your investment by setting up all of the units so they can eventually be stratified at a later date. We are in the process of completing the required courses to get certified by Tarion and the HCRA to be able to build these homes for sale but are not yet able to do so. By middle of 2025 we should be registered and ready to give you the best advice for stratifying the your property.

    About BVM COntracting

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations (kitchen renovations, bathroom renovations, basement renovations, full interior renovations, home additions, lot severances, and new home construction). Our goal is to help guide our clients through the process of renovating their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.

  • Toronto Housing Roadmap Creates Unprecedented Property Opportunities

    Toronto Housing Roadmap Creates Unprecedented Property Opportunities

    Toronto’s Recent News Release About Increasing Housing is Huge for Toronto Property Owners

    Toronto is changing the rules of property development forever. The city’s ambitious plan to create 285,000 new homes by 2031 isn’t just another policy announcement. It’s a complete reimagining of what’s possible for property owners across the city.

    We’ve been analyzing the six strategic reports released on June 5, 2025, and one thing is clear: property owners now have unprecedented opportunities to maximize their investments.

    As Toronto’s residential construction experts with over 25 years of experience, we’re uniquely positioned to guide you through these transformative changes.

    Below we outline the biggest takeaways and what to watch out for in the coming months and years in Toronto’s goal to densify the City.

    Major Streets Bylaw: The Game Changer

    The largest opportunity emerging from Toronto’s densification strategy is the Major Streets Bylaw (shown as the Avenues Policy Review in the News Release).

    This change will allow substantial density increases along major corridors that can handle the intensification.

    If you own a property on a major street, get ready for developers and real estate investors to be knocking on your doors! Or you can be your own property developer, the choice is yours.

    The Avenues Policy Review enables mid-rise buildings (typically six to 11 storeys) along key transit corridors, creating housing near transit, shops, and services while maximizing existing infrastructure.

    This approach creates complete communities and represents the most transformative element for the city’s housing landscape.

    Multiplex Development: 5-6 Units Where One Home Stood

    Toronto’s new “gentle density” approach permits five and six-unit low-rise multiplexes across all residential neighborhoods. This applies to both new construction and conversions of existing detached houses.

    The biggest thing we stress to multi-unit investors is to always try and find a way to make the existing structure work for the densification, but with this many units there will be few opportunities to utilize an existing structure without completing a home addition to add space.

    A lot of the time, utilizing the existing structure is more cost-effective than building new, which increases ROI. We help complete these evaluations regularly for fourplex development projects and can apply the same analysis to 5-6 plex developments.

    With more density comes the ability to create economies of scale, allowing for better ROI even with new construction. We evaluate both new home and home addition options to determine which densification approach works for specific sites.

    Research estimates these neighborhood intensification initiatives could create up to 54,600 homes by 2031 and 163,785 homes by 2051. Toronto’s housing plan represents a fundamental shift in urban development strategy.

    Renovation vs. New Construction: The Economics

    Usually, building within an existing detached home comes with financial benefits since you can utilize some or all of the existing structure.

    This holds true for duplexes, triplexes, and fourplexes.

    However, with the increased demand on utilities and space requirements for a 5 or 6-plex, building new may make more sense in many situations.

    There are very few existing homes with enough space to house 5-6 units. The additional electrical, plumbing, and gas requirements for that many units often make building new more beneficial than utilizing the existing home for these denser development projects.

    Each property requires individual assessment to determine the optimal approach based on the specific site conditions, and that is something that BVM Contracting can help with.

    The Utility Challenge

    The biggest challenge for any densification project is accurately determining utility upgrade costs.

    With increased density comes greater demands for electricity, water, and gas. Coordination with Toronto Hydro, Toronto Water, and Enbridge is crucial for accurate budgeting.

    This is typically a huge blind spot for investors and developers. Recent community consultations have highlighted utility capacity as a primary concern in neighborhood densification.

    Our pre-construction services include utility coordination to eliminate this uncertainty from your project planning.

    Apartment Site Infill: The Hidden Opportunity

    Perhaps most significant for property developers is the Apartment Infill Study, which recommends citywide zoning changes to permit new infill housing on existing apartment tower sites.

    These changes could apply to 5,000 existing apartment sites across Toronto, creating substantial opportunities to add housing while maintaining existing rental stock.

    A recent Urbanation-FRPO Rental Market Study found that existing apartment sites in Toronto could accommodate an estimated 136,159 additional housing units through infill development. Most of this potential (111,738 units) is located in more affordable areas outside Central Toronto. Infill development research shows this approach maximizes existing infrastructure.

    For apartment building owners, this represents an extraordinary opportunity to create additional value from existing properties.

    Evaluating Your Property’s Potential

    Each site is different, so it’s always good to get your site’s zoning reviewed by a team experienced with Toronto’s zoning regulations.

    We help facilitate this with all our clients and offer free zoning analysis to determine the highest and best use for your property.

    Professional evaluations are essential to identify properties with development potential under these new regulations, particularly for conversion to multiplexes, mid-rise developments along transit corridors, or infill projects on existing apartment sites.

    Construction Realities in Today’s Market

    It has been increasingly difficult to build multi-unit projects in Toronto with rising material costs and the general cost of construction.

    We work very closely with our clients during the pre-construction stages to provide accurate costing and find ways to value engineer projects for overall savings.

    This approach has become even more critical as construction costs continue to rise while the demand for housing intensifies.

    Our detailed database of past projects helps inform our clients about realistic options for renovating or building on their property.

    The Future of Toronto Construction

    There is going to be a lot more multi-unit development in Toronto. That is certain!

    The best thing property owners can do is understand what’s possible for their property and determine if development aligns with their interests.

    Even first-time developers can benefit from this opportunity. We look forward to helping prospective and existing property developers navigate the process.

    From zoning to financing to construction, we can help set your multi-unit project up for success.

    Your Next Steps

    As Toronto implements these transformative zoning changes, property owners should consider:

    1. Getting a comprehensive site assessment to evaluate development potential

    2. Conducting a financial feasibility analysis to determine project viability

    3. Building a reputable and reliable project team

    4. Securing expert guidance on navigating the evolving regulatory landscape

    As a family-owned business with deep roots in Toronto’s construction industry, we pride ourselves on offering honest, educational guidance through this complex process.

    The Toronto housing revolution is creating unprecedented opportunities for property owners. Those who act decisively with proper guidance will reap the greatest rewards.

    Contact us today for a free property zoning analysis and discover how your property can benefit from Toronto’s housing transformation.

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations (kitchen renovations, bathroom renovations, basement renovations, full interior renovations, home additions, lot severances, new home construction, multi-unit renovations, garden suite construction, and laneway suite construction). Our goal is to help guide our clients through the process of renovating their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations and home building projects in Toronto, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.

  • Benefits of Adding a Second HVAC System to a Home Addition

    Benefits of Adding a Second HVAC System to a Home Addition

    Maximizing Comfort and Efficiency: The Case for Adding a Second HVAC System to Your Home Addition

    Expanding your home with an addition is a costly, yet necessary endeavor for a lot of Toronto home owners who have growing families or space needs. However, one crucial consideration often overlooked is how a home addition will affect your home’s heating, ventilation, and air conditioning (HVAC) system. While it may seem convenient to extend your existing HVAC ductwork to cover heating and cooling needs for the new space, adding a second and dedicated HVAC system for the addition can offer numerous benefits. In this article, we’ll outline why adding a second HVAC system to your home addition project might become a huge benefit to your newly-constructed home in Toronto (and beyond).

    When to add a second HVAC system to your Home Addition

    There are specific scenarios that make the process of installing a second HVAC system for your home addition more feasible. Many times this idea is born from the need to keep certain areas of the home (most often the basement) intact to keep the overall costs of the home addition project as low as possible. When you remove the need to rework the existing ductwork for an HVAC system (which usually has to be sized larger than what is existing to allow for the additional spaces to be heated/cooled properly) you remove a lot of deconstruction and reconstruction of existing areas of your home, which allows you to focus your budget on the home addition itself. Usually, when clients are looking to keep their basement intact (or reduce the spending in the basement) the first idea we have is to add a second HVAC system to serve the new area. If the clients have recently upgraded their HVAC equipment (furnace or Air Conditioner) we also take this into consideration as well.

    Improved Comfort and Temperature Control

    One of the main advantages of installing a secondary HVAC system for your home addition is enhanced comfort and temperature control. By having a separate system serving just the new addition we can ensure that the newly constructed space’s comfort and temperature can be controlled with a high degree of accuracy. What this means is you have a new addition that can have a very tightly controlled temperature and won’t be subject to the readings of a thermostat in a separate area of the house. Specifically with second or third level additions there is always a temperature difference when you go from the main floor to the second floor (and even to the third floor). Having the secondary system allows you to control the localized temperature changes in your home which will lead to way more comfort. Especially on those hot summer days, you are going to be glad you have a separate thermostat on the top floor of your home!

    Customized Zoning and Flexibility

    Another benefit of having two HVAC systems for two separate areas of your home is the ability to create customized zoning/temperatures. With separate systems, you can divide your home into zones based on usage patterns and individual comfort preferences. Want your second-floor bedrooms to be chilly when you sleep but have your main floor at room temperature? With two separate HVAC systems, you will be able to accomplish this! This zoning flexibility allows for more precise temperature control in different areas of your home, ensuring that each space remains comfortable without wasting energy on heating or cooling unoccupied rooms or spaces.

    Note too that creating a zoning system from a single furnace/air conditioner system is possible with some additional controls/ductwork, so if you are completing a complete overhaul of your HVAC system with your home addition, home renovation, or new home build we will be able to help you design and install a system that will allow you to control the temperatures from different levels of your home. The only snag with creating HVAC zones with a single system is that you will not be able to have the heating and cooling running in different areas of the homes at different times (for example if it is really sunny in the Spring and the cooling is needed for the second floor but the basement doesn’t need it). This is why, for ultimate comfort, it makes sense to have separate HVAC systems for different levels of your home (if budget allows).

    Potential Cost Savings Versus Redoing existing ductwork

    As we alluded to above, there are potential cost-savings associated with having a secondary system, especially if the existing HVAC system is operating well and the equipment is relatively new. Most times when we are doing home additions they are to bungalows but the same rule applies to two-storey homes looking to complete a third level. Most of the time there is existing ductwork serving the existing areas of the home. If that ductwork is working well and the existing HVAC system is updated, you can reallocate your HVAC budget for your home addition to buy a new (and usually smaller) unit for the new space versus rebuying HVAC equipment to take the place of your already-existing (and well-working) HVAC equipment. With the savings from not having to completely redo your ductwork you will usually be able to save money by installing a smaller HVAC system to serve your new extension. Most of the time we install a cold-climate heat pump that can both heat and cool the new addition space and also be concealed into closets or lowered ceilings very easily.

    Drawbacks and Additional Considerations

    While adding a second HVAC system offers numerous benefits, there are also some potential drawbacks and considerations that should be mentioned before you decide if this option is right for you.

    Initial Cost: Installing a second HVAC system represents an upfront investment, including equipment, labor, and installation costs. However, this expense may be less than redoing your entire existing HVAC system depending on the age of your existing equipment, and the increased comfort you will have with a second system will definitely warrant the investment.

    Space Requirements: Adding a second HVAC system may require allocating space for additional equipment, such as an outdoor condenser unit and indoor air handler or furnace. Ensure that your home addition design accounts for these space requirements and make sure you work with a knowledgeable General Contractor to determine what options you have at your disposal. Our personal favourite is the ceiling-concealed Mitsubishi air handlers that can be easily concealed into closets and lowered ceilings.

    Maintenance and Servicing: Managing two HVAC systems will mean additional maintenance and oversight but as long as you understand how the units work and regularly change the filters you should not have many issues with the existing or new HVAC equipment.

    Conclusion

    With our knowledge of HVAC systems and having evaluated dozens of home addition projects we can evaluate your existing HVAC system to determine if adding a secondary system makes sense for your specific home addition project. Every project is different but the goal is always the same – find the best value per dollar for every project. This is one method we have successfully used to get the most value out of a project, and if you are interested in seeing if it is right for your home addition project feel free to contact us at contact@bvmcontracting.com.

    About BVM COntracting

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations (kitchen renovations, bathroom renovations, basement renovations, full interior renovations, home additions, lot severances, new home construction, multi-unit renovations, garden suite construction, and laneway suite construction). Our goal is to help guide our clients through the process of renovating their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.

  • Unexpected Home Building Costs in Toronto

    Unexpected Home Building Costs in Toronto

    Home Building Costs You Should Account for (but probably won’t)

    You’ve finally decided to build your dream home in Toronto. But hold on—are you sure you’ve accounted for everything?

    As a Toronto-based residential construction company, we’ve seen it all. And trust us, there’s more to budgeting for your dream home than meets the eye.

    Let’s break down the hidden costs that catch Toronto homeowners off guard. Buckle up—this might change your entire project plan.

    The Landscaping Blindside

    Picture this: Your beautiful new home is complete, but it’s surrounded by a muddy wasteland. Oops.

    Landscaping is often the forgotten stepchild of home building projects. Many homeowners pour their budget into interiors, forgetting about the outdoors entirely.

    Here’s a shocker: Landscaping can cost between 5% to 20% of your home’s value. For a $1 million Toronto home, that’s potentially $200,000 depending on how deep you want to go down the landscaping rabbit hole. The bottom line is that Landscaping costs can vary widely based on your property and desires.

    Our advice? Factor in landscaping from the start. It’s not just about aesthetics—proper landscaping protects your foundation and can even increase your home’s value. If you have to save the landscaping as a “phase 2” of your overall plans with your property that is fine as well, but we can help you understand what costs to account for so you enter your project with a plan.

    The Utility Upgrade Surprise

    Now, let’s talk about something that blindsides almost every Toronto homeowner: utility upgrades.

    Building a new home in Toronto? Prepare for mandatory water service upgrades. These can cost between $35,000 to $45,000. Yes, you read that right.

    About $26,000 of that goes straight to the city for their side of the work. The rest? That’s on you for the private side upgrades. Toronto’s water service replacement costs can be a real budget-buster if you’re not prepared.

    Don’t forget about electrical upgrades. New builds typically require an upgrade to 200 amp service, costing around $4,500 to $5,000.

    The takeaway? Always factor in utility upgrades when budgeting for a new build in Toronto. It’s not optional—it’s mandatory. BVM Contracting includes this in all of our budgets to set the proper expectations right from the start! For Home Additions and Accessory Dwelling Units (ADU’s) these upgrades are not mandatory but may be needed depending on how everything on site is currently configured. BVM Contracting can help you determine what upgrades will be needed no matter what type of residential project you want to take on!

    The Temporary Relocation Conundrum

    Here’s something many homeowners overlook: Where will you live during the renovation or home building project?

    If you’ve owned your home for a while, you might be in for a shock when you see current rental prices in Toronto. Many of our clients end up bunking with in-laws to avoid the sky-high rental costs.

    But it’s not just about the money. Consider the impact on your daily life. Will your kids be further from school and not close to friends? How will it affect your commute?

    Pro tip: Factor in at least 6-12 months of alternative living arrangements when planning a major renovation or new build. Your sanity (and your in-laws) will thank you.

    BVM Contracting builds homes fast, so for a new home build you will be back in your home within 1 year (maybe even faster, our record is a 7-month new home build for one of our clients)

    The Furnishing Faux Pas

    You’ve built your dream home. Now you need to furnish it. Surprise! Your old furniture doesn’t quite fit the new space.

    We always recommend budgeting at least $5 per square foot for furnishings. For a 2,000 square foot home, that’s an extra $10,000 minimum.

    Remember, your new dining room might be larger than your old one. That cozy loveseat might look tiny in your new, spacious living room. Budget accordingly.

    The Zoning Zone-Out

    Toronto’s zoning bylaws can be a maze. Many homeowners don’t realize they might need to go through the Committee of Adjustment for variances to seek relief from existing zoning constraints on their property. This not only adds additional costs but also adds a lot more time to the process of getting a permit, and time is money!

    Sometimes, it’s more cost-effective to work within existing setbacks by completing a home addition or other type of project on your property rather than resorting to a new home build. We’ve saved clients thousands by navigating these regulations smartly with our architectural partners and can help you evaluate your property’s unique zoning to determine what your best options are!

    The Ground Beneath Your Feet

    Toronto’s soil conditions can vary wildly. Some areas, like East York, are known for sandy soil. This can mean additional foundation work—and additional costs.

    We always recommend a soil evaluation before starting a project. It might cost a bit upfront, but it can save you from nasty (and expensive) surprises down the line. The good news is this is a mandatory part of our pre-construction process with all of our clients, so you will be in good hands!

    The All-Electric Option

    Thinking of going all-electric? It’s becoming more popular in Toronto, thanks to advancements in cold-climate heat pumps and more efficient electrical appliances.

    While it doesn’t usually affect utility upgrade requirements, it does mean a higher upfront cost for HVAC equipment. But many homeowners find the long-term energy savings worth it.

    Just remember to factor in a backup power source. Toronto winters and power outages don’t mix well!

    The Pre-Construction Prescription

    So, how do you avoid these budget-busting surprises? It all comes down to thorough pre-construction planning.

    At BVM Contracting, we start conversations with clients before they commit to the design stage with an architect or permit designer. We walk with you through the entire process, identifying potential pitfalls and hidden costs along the way. Every project has its unique conditions and requirements, but we will be able to expertly walk you through all of the potential snags and account for everything so you feel confident going into the construction phase.

    We keep a pulse on project costs as designs develop. This allows our clients to make informed decisions about design elements, knowing exactly how they’ll impact the bottom line.

    Remember, the biggest cost overruns come from a lack of builder feedback during the design process. Don’t assume every design decision will fit your budget—check and double-check.

    The Bottom Line

    Building or renovating in Toronto is exciting, but it’s also complex. Hidden costs lurk around every corner, ready to blow your budget.

    The key? Knowledge and preparation. By understanding these potential costs upfront, you can plan more effectively and avoid unpleasant surprises.

    Remember, a dream home isn’t just about the end result. It’s about the journey to get there. Make sure yours is as smooth and stress-free as possible by planning for these hidden costs from the start.

    Ready to start your Toronto home building journey? Let’s talk. We’re here to help you navigate every hidden cost and unexpected challenge along the way.

    About BVM COntracting

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations (kitchen renovations, bathroom renovations, basement renovations, full interior renovations, home additions, lot severances, and new home construction). Our goal is to help guide our clients through the process of renovating their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.

  • How to Navigate Toronto’s Interactive Zoning Map

    How to Navigate Toronto’s Interactive Zoning Map

    Navigating Toronto’s Zoning Map: A Guide for Homeowners and Developers

    Understanding Toronto’s zoning regulations is crucial for homeowners, developers, and investors aiming to maximize their property’s (or a speculative property’s) potential. The City of Toronto’s zoning by-laws dictate land use, building types, and development possibilities for different property types all across the City. Navigating these regulations can be complex, but tools like the City of Toronto’s Interactive Zoning By-law Map and services from experts such as BVM Contracting can simplify the process.

    Learn more about how to use The City of Toronto’s interactive zoning by-law map to start your home-building journey at your property.

    P.S. We help homeowners and investors complete a comprehensive zoning analysis with our vetted architectural partners. Book your free zoning analysis today!

    🗺️ How to Use Toronto’s Interactive Zoning By-law Map

    The City of Toronto offers an Interactive Zoning By-law Map that allows users to explore zoning information for specific properties. Here’s how to utilize it effectively:

    1. Access the Map: Visit the City of Toronto’s official website and locate the Interactive Zoning By-law Map.

    2. Search for a Property: Enter the address or use the map’s navigation tools to find the property of interest.

    3. Interpret Zoning Codes: Each property is labeled with a zoning code (e.g., “R” for Residential, “CR” for Commercial Residential). These codes determine the permissible uses and development standards for the property.

    4. Review Detailed Information: Clicking on a property reveals detailed zoning information, including permitted uses, property-specific exemptions, and other important regulations.

    5. Measuring Property and Home Areas Using the Map. The tool also allows you to measure the area and length of the property of interest, which can help you evaluate the property preliminarily before getting an updated survey.

    6. Review the Legend to Find Important Information. The software has a legend where you can find the height restrictions, lot coverage, number of storeys, and a few other items that are helpful.

    For a visual guide on using the Interactive Zoning By-law Map, refer to our video above for a crash course! There is of course more information that you can dive into but we will need to create a secondary video to explain how to do that!

    🏗️ Utilize BVM Contracting’s Free Zoning Analysis

    BVM Contracting offers a complimentary zoning analysis service for Toronto properties, which helps homeowners and developers understand the development potential of their properties. This service is best utilized by properties that would like to add to their existing structure (i.e. a home addition), create an entirely new structure (i.e. new home build), or add density to their property (i.e. garden suites, laneway suites, multi-unit developments, major streets by-law). This service includes:

    • Zoning Assessment: Evaluating current zoning designations and what the property permits

    • Development Potential: Identifying opportunities for additions, new construction, or additional density based on the zoning regulations for your neighbourhood and property.

    • Regulatory Updates: Informing clients about recent changes or future developments in zoning laws, such as Ontario Regulation 462/24, which affects garden suites and laneway suites, or the Major Streets By-law (which will add additional density to major streets throughout Toronto.

    By leveraging BVM Contracting’s expertise, property owners can make informed decisions and access their partner network of expert architectural partners to help guide decision making for development of their property (or properties).

    🏡 Unlock Your Property’s Potential

    Understanding and navigating Toronto’s zoning regulations is essential for maximizing property value and development opportunities. Utilizing The City of Toronto’s Interactive Zoning By-law Map provides a foundational understanding, while consulting with experts like BVM Contracting offers personalized insights and guidance.

    Whether you’re considering a home addition, new home build, an accessory dwelling unit (ADU), or embarking on a multi-unit development project in Toronto, the Toronto Zoning Map will be an invaluable tool for you and your project team to utilize.

    Start Your Residential Construction Planning Today

    Contact BVM Contracting today to get your comprehensive zoning analysis completed for your property in Toronto. Together, we can help you understand how to best approach the development of your property (or future property). Book your free zoning analysis and property consultation today!

    About BVM COntracting

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations (kitchen renovations, bathroom renovations, basement renovations, full interior renovations, home additions, lot severances, and new home construction). Our goal is to help guide our clients through the process of renovating their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.

  • Custom Homes vs New Builds: Insights for Toronto Homeowners

    Custom Homes vs New Builds: Insights for Toronto Homeowners

    Custom Homes vs New Builds: Insights for Toronto Homeowners

    Embarking on the journey of building a custom home can be both exciting and daunting, particularly for those new to the construction process. In Toronto, understanding the nuances between a custom home and a typical new build is crucial for homeowners looking to renovate or build on their existing property in Toronto.

    A custom home is tailored to your unique vision and is usually synonymous with a new home build when you talk about it for an individual property, allowing for personalization in design and functionality. A home addition to an existing home can transform an existing structure into a partially or fully customized space, even with the constraints of keeping the original foundation and exterior walls.

    This blog post aims to provide comprehensive insights into the key differences between a custom home and a new home build, why the terms are used interchangeably when talking about the development of individual residential properties, and scenarios for when a new home build is not considered a custom home.

    Understanding Custom Homes

    Defining Custom Homes

    Custom homes are uniquely designed residences that reflect the specific preferences and lifestyle of the homeowner. Unlike new builds, which often follow standard floor plans, custom homes give you the freedom to tailor every aspect—from layout and materials to finishes and features. This process typically involves collaborating closely with architects, designers, and builders to ensure your vision comes to life. In Toronto, where diverse architectural styles coexist, a custom home allows you to embrace creativity and innovation, aligning with your individual taste and functional needs.

    A custom home isn’t limited to new constructions; you can achieve similar personalization with extensive renovations or home additions. However, these projects might face constraints due to existing structures. Therefore, engaging with experienced contractors who understand these complexities is crucial. A custom home embodies your personal expression, providing a living space that truly feels yours.

    Custom Homes vs. New Builds

    When comparing custom homes to new builds, the most significant difference lies in the level of personalization offered. Custom homes are designed to meet the specific desires and needs of the homeowner, resulting in a unique living space. This involves selecting everything from the architectural style to interior finishes, often requiring a longer timeline and potentially greater investment. In contrast, new builds can also be customized to the homeowner’s preference and style, but are usually considered more “cookie-cutter”. Think of the subdivision developments all around the GTA, those are a subset of new homes that are not custom. If you were to complete a new home build on your own property in Toronto and work exclusively with an architect of your choosing to design a space that is completely yours, that is when a new home build is considered a custom home as well.

    Exploring New Builds

    Characteristics of New Builds

    New builds are residential constructions that usually adhere to pre-set architectural plans and specifications, but can be customized depending on how much decision-making power the homeowner has over the designers of the structure (i.e. are the design pre-made or did the homeowner retain the BCIN Designer or Architect?). These homes are typically part of larger developments where multiple houses are built simultaneously, often by a single builder or developer. One of the key characteristics of new builds is their predictability. Buyers can expect a consistent level of quality and design across the development, making the process straightforward and less time-consuming. Additionally, new builds often feature the latest construction techniques and materials, offering improved energy efficiency and modern amenities. They usually come with warranties, providing peace of mind regarding any potential structural issues. However, the trade-off for this efficiency and convenience is limited personalization. Customization is generally confined to minor interior choices, such as paint colors or flooring styles. Despite this, new builds can be an attractive option for those seeking a hassle-free path to homeownership without the complexities involved in custom design.

    Limitations in New Build Customization

    While new builds offer various benefits, such as streamlined construction and modern amenities, they often come with significant limitations regarding customization. Buyers are typically constrained by the developer’s predetermined designs, which means major structural alterations or unique architectural features are generally off-limits. Customization options are usually limited to superficial elements like paint colors, flooring materials, and standard fixtures, providing minimal room for personal expression. For individuals seeking to imprint their personal style or address specific functional needs, this can be a considerable drawback. Furthermore, the uniformity often found in large developments can result in homes that lack individuality, potentially affecting long-term satisfaction. For those with a strong vision for their home or specific lifestyle requirements, these constraints might necessitate exploring other options, such as custom homes or finding a property yourself and designing a home directly with an architect or BCIN Designer. Consulting with experienced builders or architects can help navigate these limitations and find the best fit for your housing needs.

    When a New Home Build is not Considered a Custom Home

    • Spec home building

    • Large Home Developments (Mattamy Homes)

    • Developer-led home building

    Custom Home Design Process

    Steps to Design Your Custom Home

    Designing a custom home involves several key steps to ensure your vision is effectively translated into reality. Initially, it’s crucial to outline your needs and desires, considering factors like lifestyle, family size, and future plans. This helps define the scope and style of the home. Next, engage with a reputable architect or designer who can translate these ideas into a feasible plan, incorporating functional layouts and aesthetic considerations. This collaboration is essential for achieving a balance between creativity and practicality.

    Concurrent to the design phase, selecting a reliable home builder or general contractor is crucial to ensure the project aligns with your budget and timeline. They will help navigate the logistics, including permitting and site preparation. Throughout the pre-construction process, maintain regular communication with your design team and builder to address any changes or challenges.

    Incorporating Unique Features

    Incorporating unique features into your custom home is an exciting opportunity to infuse personal style and enhance functionality. Begin by identifying elements that reflect your interests, such as a home office, gym, or an expansive kitchen suited for entertaining. Consider the integration of sustainable practices, like energy-efficient appliances, solar panels, or rainwater harvesting systems to promote eco-friendliness. For luxury and comfort, think about adding amenities like a spa-inspired bathroom, a home theater, or smart home technology for seamless control over lighting and security. All of these items come with additional costs that you will want to consider with your overall budget, so it is important to work with your home builder to ensure you have a good idea of the costs before incorporating these luxury features into your custom home.

    Once you get costing feedback from your home builder it important to collaborate with your architect or BCIN designer to ensure these features are harmoniously integrated into the overall design, maintaining structural integrity and aesthetic appeal. Keep in mind that while unique features add value and enjoyment, they should also align with your budget and practical needs. Thoughtful planning and expert guidance can transform your custom home into a distinctive and personalized sanctuary.

    Customization in Home Additions

    Constraints and Considerations

    When undertaking home additions, several constraints and considerations must be addressed to ensure a successful project. One primary constraint is the existing structure’s integrity. The addition must complement the current foundation and architecture, requiring careful planning to maintain stability and cohesion. Zoning by-laws and building codes represent another critical consideration, as they dictate the scale and scope of allowable expansions. These regulations can influence design decisions and may necessitate adjustments to the original vision.

    Budget constraints are also significant, as additions sometimes require costs related to structural modifications to the existing foundation or internal structure (such as underpinning). It’s essential to establish a clear budget with contingencies for unforeseen expenses, and a reputable home addition contractor or builder can help you create a budget that is representative of these costs.

    Lastly, consider the home addition’s impact on the home’s overall aesthetics and functionality, ensuring it enhances rather than detracts from the existing space. Engaging with experienced architects and contractors can help navigate these challenges, optimizing both the design and execution of your home addition project.

    Achieving Customization in Additions

    Achieving customization in home additions allows homeowners to enhance their living space without starting from scratch. To begin, clearly articulate your objectives, whether they involve expanding a kitchen, adding a new bedroom, or creating a home office. This clarity guides the design process, ensuring the addition aligns with your lifestyle needs and aesthetic preferences. Collaborating with a BCIN Designer or Architect is crucial to tailor the addition to your vision while respecting structural limitations and regulatory requirements, but it is equally as important to involve a home builder with experience with home addition projects to act as a source of truth for the costing of the project. BVM Contracting is one of Toronto’s leading home addition contractors and can evaluate your home to determine where the cost of your project will end up.

    Even with the additional constraints that come with home additions you can still customize it to achieve a near-custom home. Consider integrating features that increase functionality, such as built-in storage, energy-efficient windows, or open floor plans. Personal touches, like unique finishes, custom cabinetry, or innovative lighting, can elevate the space’s charm. Regular communication with your construction team throughout the project ensures that adjustments can be made as needed, keeping the project on track. With careful planning and expert guidance, a home addition can successfully blend with the existing structure while offering personalized enhancements.

    Selecting the Right Construction Approach

    Factors to Consider

    Selecting the right construction approach is a critical decision that impacts the outcome of your home project. The first factor to consider is your budget. Custom homes often require a larger financial commitment compared to new builds that you see with larger developments, so align your choice with your financial capacity.

    Next, assess your timeline. Custom projects typically take longer due to their complexity and the involvement of multiple professionals, whereas new builds might offer a quicker path to completion. Consider your level of involvement and expertise too. Custom homes require more input from homeowners, including decisions on design, materials, and finishes, which can be both rewarding and demanding.

    Additionally, evaluate the location and regulations, as zoning laws might limit the extent of customization or additions possible in certain areas. Lastly, think about future needs. A flexible design that can adapt to changing lifestyle requirements is a valuable long-term consideration. Would you be able to convert the basement into a secondary suite in the future? Careful evaluation of these factors will guide you toward the most suitable construction approach.

    Benefits of Custom Homes

    Custom homes offer numerous benefits, making them an appealing choice for those seeking a personalized living environment. One of the primary advantages is the ability to tailor every aspect of the home to fit your specific needs and preferences. This customization extends from the architectural style and layout to the selection of materials and interior finishes, ensuring the home reflects your taste and lifestyle.

    Another benefit is the opportunity to incorporate modern technologies and sustainable practices from the ground up, such as energy-efficient systems, smart home features, and eco-friendly materials. This not only enhances comfort and convenience but can also lead to long-term cost savings through improved energy efficiency.

    Custom homes also allow for future-proofing, enabling designs that can adapt to changing family dynamics or aging in place. Additionally, the uniqueness of a custom home can increase its market value, providing a potential return on investment. These advantages make custom homes a compelling option for those with the vision and resources to pursue them.

    Engaging Professional Services

    Importance of Expert Consultation

    The importance of expert consultation in residential construction cannot be overstated. Engaging professionals early in your project ensures that your vision is both feasible and aligned with industry standards. Architects and designers bring invaluable skills in translating your ideas into workable plans, considering both aesthetics and functionality. Their expertise can help navigate regulatory requirements, such as zoning laws and building codes, which are crucial for securing necessary permits and avoiding costly delays.

    Consulting with experienced builders or contractors provides insight into the practical aspects of construction, from material selection to project management. They can offer realistic timelines and budgets, helping you set achievable expectations. These professionals also provide solutions to potential challenges, ensuring the project remains on track.

    By leveraging expert advice, you can mitigate risks, optimize design, and enhance the overall quality of your home. This collaboration results in a smoother construction process, ultimately delivering a home that meets your needs and exceeds your expectations.

    Finding Reliable Contractors in Toronto

    Finding reliable contractors in Toronto is crucial for the success of your residential construction or renovation project. Start by seeking recommendations from friends, family, or colleagues who have undertaken similar projects. Their firsthand experiences can provide valuable insights into a contractor’s reliability and workmanship.

    Online platforms and local directories also offer reviews and ratings, helping you identify reputable professionals. It’s essential to verify credentials, such as licenses and insurance, to ensure the contractor is qualified and legally permitted to operate in Toronto. Conduct interviews with potential candidates to assess their communication skills, understanding of your project, and willingness to provide references.

    Request detailed quotes from multiple contractors to compare their pricing, timelines, and scope of work. This will help you make an informed decision based on value rather than cost alone. By investing time in finding reliable contractors, you set the foundation for a smooth construction process and a successful outcome.

    Start Your Custom Home Project Planning Today

    Contact BVM Contracting today to learn more about the process of creating your custom home in Toronto. Together, we can help you create a functional and customized home for you and your family. Book your free zoning analysis and property consultation today!

    About BVM COntracting

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations (kitchen renovations, bathroom renovations, basement renovations, full interior renovations, home additions, lot severances, and new home construction). Our goal is to help guide our clients through the process of renovating their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.