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Tag: ADUs Canada

  • Canada’s New Housing Design Catalogue Is Live

    Canada’s New Housing Design Catalogue Is Live

    Canada’s Housing Design Catalogue is Ready for Use and here is what you need to know

    As part of its continued efforts to make housing more accessible and efficient, the Government of Canada is introducing a groundbreaking Housing Design Catalogue. This Catalogue features 50 pre-designed layouts as outlined in the 2024 Federal Budget, a key initiative aimed at addressing housing affordability and accessibility across the country for garden suites, laneway suites, and new home-building projects.

    Now the designs have full technical packages and are ready to be utilized by home owners, real estate developers, and Home Builders to streamline the process of getting plans for their multi-unit projects throughout Ontatio.

    Learn more about the program below, and if you would like to book a call to discuss how this catalogue can help you please use the button below to book a call!

    What is the Housing Design Catalogue?

    The Design Catalogue is a curated collection of up to 50 pre-approved architectural designs, such as modular housing, row housing, fourplexes, sixplexes, and accessory dwelling units (ADUs), that homeowners and developers can choose from to streamline their building projects. These designs are tailored to meet diverse needs and comply with local building codes across Canada, including adherence to municipal zoning laws in urban centers like Toronto and sustainability standards outlined in Canada’s Net-Zero Emissions goals for 2050.

    The Housing Design Catalogue, inspired by post-war initiatives and modernized for today’s housing challenges, simplifies construction processes and accelerates housing approvals. Whether you’re planning to build a garden suite, a laneway suite, or an entirely new home, this catalog eliminates the guesswork by providing expertly crafted, ready-to-use plans, including modern, energy-efficient layouts, compact urban options, and multi-bedroom family designs that align with Canada’s housing priorities outlined in the 2024 budget.

    Why Use the Design Catalogue for Your Project?

    1. Cost Savings: Pre-designed plans reduce the expenses associated with hiring architects and designers.

    2. Time Efficiency: Skip the lengthy design process and proceed straight to the permitting and construction phases.

    3. Compliance Assurance: Each design should be eventually pre-vetted to align with municipal zoning and building requirements (though this may happen over time)

    4. Diverse Options: From compact bachelor units to spacious two-bedroom suites, the catalog should have options for every use case.

    5. Sustainability: Many designs are slated to incorporate energy-efficient materials and layouts, reducing the environmental impact of your project.

    How Does the Design Catalogue Work?

    1. Browse the Catalogue: Access the catalog online or through your local municipality.

    2. Select a Design: Choose a layout that meets your space and functional requirements.

    3. Apply for Permits: Submit the selected design as part of your building permit application. You will still need a BCIN designer or architect to prepare and submit your application but this process is more streamlined since the plans are pre-approved.

    4. Start Construction: Once approved, begin construction with confidence in your pre-approved plan.

    The catalog is fully available and has the technical design documents included in the package on the website (see above)

    Who Can Benefit from the Housing Design Catalogue?

    1) Homeowners

    As a homeowner, you will be able to get a better idea of pricing for any of the design options in the housing design catalogue BEFORE you decide to move forward with investing money into a new survey, hiring a permit designer, and submitting and payment of building permits. BVM Contracting already helps our clients determine the costs of their project before they spend too much time and effort on their project, but this will help make that process accessible to more homeowners.

    2) Real estate investors

    As a real estate investor, it is important to be able to get the project started as soon as possible. With the pre-designed homes and structures in the housing design catalogue you will be able to put shovel to ground much faster than having to create a design from scratch.

    3) Builders and contractors

    Home Builders and General Contractors will be able to offer a more streamlined home-building experience for their clients by having more control over the design process and giving their clients the most viable options through the housing design catalogue.

    4) Community developers

    Community developers no longer have to spend tens of thousands of dollars on custom designs for their development projects, they can choose from the pre-designed templates through the housing design catalogue instead!

    Frequently Asked Questions (FAQs)

    1. What types of designs are included in the catalogue?

    The housing design catalogue is set to feature designs for garden suites, laneway suites, and various new home configurations, including modular housing, row housing, fourplexes, sixplexes, bachelor units, one-bedroom layouts, and two-bedroom options.

    2. Are the designs customizable?

    While the designs are pre-approved, minor modifications may be possible. However, significant changes may require additional approvals. You will very likely need to work with an approved architectural partner (either a BCIN Designer or Architect) to get their help in packaging a set of plans that can be properly reviewed by your municipality’s building department.

    3. How do I access the Design Catalogue?

    The catalogue is available online through the CMHC website.

    4. Is the Design Catalogue free to use?

    Yes, the housing design catalogue is free for homeowners and developers to browse and utilize.

    5. Do I still need a building permit if I use a design from the catalog?

    Yes, you must apply for a building permit. However, using a pre-approved design can significantly expedite the process by eliminating the time-consuming design and drafting process. You will be able to skip right to the submission of your chosen design to your municipality’s building department versus having to waste time on the back-and-forth of design changes.

    6. Will there be designs for home addition projects?

    Probably not, but that is okay! We are an experienced home addition contractor and have our own database of past home addition projects that we can use to help you determine what your best options are for adding to your existing home!

    Key Takeaway: Toronto is committed to pre-approving these designs

    An important note to make is that Toronto (which is one of many other municipalities) has committed to reviewing and pre-approving these plans to make it easier for people to get permits for these projects. This is similar to Toronto’s pre-approved ADU plans program, but also includes other designs for fourplexes and sixplexes.

    These two programs give Toronto residents unprecedented access to designs to add density to their properties.

    Why Choose BVM Contracting for Your Design Catalogue Project?

    At BVM Contracting, we specialize in building garden suites, laneway suites, new homes, and multi-unit development projects in Toronto – all of which are going to be part of the housing design catalogue. Our team will be able to guide you through the process of picking the correct design for your property, preparing and submitting the designs to the building department, and helping you price out the design so your expectations are set before submitting your design for a building permit.

    Ready to Get Started?

    Contact BVM Contracting today to learn how we can help you evaluate the different options within the Housing Design Catalogue for your next project. Together, we can create a space that meets your needs and enhances your property’s value.

    Leverage the power of the pre-designed solutions that the Government of Canada is coming out with and take the first step towards a seamless building experience. The Government of Canada’s Housing Design Catalogue is here to revolutionize how Canadians build their homes—and BVM Contracting is your trusted partner every step of the way.

    About BVM COntracting

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations (kitchen renovations, bathroom renovations, basement renovations, full interior renovations, home additions, lot severances, and new home construction). Our goal is to help guide our clients through the process of renovating their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.

  • What Happened to The Canada Secondary Suite Loan Program?

    What Happened to The Canada Secondary Suite Loan Program?

    The Epic Failure of a promising loan program

    The Canada Secondary Suite Loan Program, introduced in the 2024 Fall Economic Statement (and updated in a recent news release on December 10th, 2024), provided promise to homeowners of low-interest loans of up to $80,000 to create secondary suites such as legal basement apartments, laneway suites, and garden suites. The program aimed to address Canada’s housing supply challenges by enabling homeowners to add affordable rental spaces to their properties​.

    This was a great goal that never came to fruition and is held up in the air right now, with no indication of whether it will or will not be an actual program (our money is on not).

    What happened to the Canada Secondary Suite loan program?

    Unfortunately, politics happened. With the announcement coming from the previous Liberal Party leadership that was essentially on the way out the door, there was little need for the current Liberal Party to follow through on the promises made in the Fall Economic Statement.

    The Key Features of the Canada Secondary Suite Loan Program

    If the program was followed through on, these were the key features:

    Eligibility for the canada secondary suite loan program

    The program aimed to target the creation of secondary suites for long-term rental purposes. It includes renovations for existing secondary suites and new construction of units like garden or laneway suites, as well as the conversion of garages into secondary suites. Learn more about how you can leverage BVM Contracting’s expertise in all three of these secondary suite projects.

    How much was the program offering?

    You would have been able to borrow up to $80 000 from the government at a low interest rate (2 percent) and a 15-year term, as per the recent news release on December 10th, 2024.

    Purpose of the Canada Secondary Suite Loan Program

    The focus of the program was to provide affordable housing options, especially in areas where rental units are in high demand like Toronto and larger cities.

    Were Garden Suites and Laneway Suites Eligible for this program?

    Along with secondary suites in the primary home and garage conversions, new construction garden suites and laneway suites were being targeted to qualify under this program. The initiative encouraged the development of various forms of secondary housing, including newly constructed detached units like garden suites and laneway suites. Unfortunately now this program has no indication of being followed through on.

    About BVM COntracting

    BVM Contracting is a full-service General Contractor or Home Builder located in Toronto. We provide home renovation and building services for major home renovations (kitchen renovations, bathroom renovations, basement renovations, full interior renovations, home additions, lot severances, and new home construction). Our goal is to help guide our clients through the process of renovating their home, from concept to completion.

    Further than providing General Contracting and Project Management for major home renovations, we also offer value-added services such as renovation financing, renovation rebate consultations and services, building permit and design services, smart home installation services, and real estate investor services.

    To learn more about our offering by visiting our services page.